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Deductibles

Question
Collision
Comprehensive
All Perils
Not at Fault
Uninsured Automobile
Car accident (at fault)
pay 100%
n/a
pay 100%
n/a
n/a
Car accident in Ontario (50% at fault)
pay 50%
n/a
50%
read note
n/a
Car accident in Ontario (0% at fault)
pay 100%
n/a
pay 100%
read note
n/a
Car accident (not at fault) outside Ontario
pay 100%
n/a
pay 100%
n/a
n/a
Car accident (not at fault) at fault driver has no insurance
n/a
n/a
pay 100%
n/a
300
Hit and Run (Identified driver)
pay 100%
n/a
pay 100%
read note
n/a
Hit and Run (Unknown driver)
pay 100%
n/a
pay 100%
n/a
n/a
Hitting the ground
pay 100%
n/a
pay 100%
n/a
n/a
Hitting an object on the ground
pay 100%
n/a
pay 100%
n/a
n/a
Turnover
pay 100%
n/a
pay 100%
n/a
n/a
Theft or attempted theft
n/a
pay 100%
pay 100%
n/a
n/a
Theft by a cohabitant
n/a
no coverage
pay 100%
n/a
n/a
Theft by a employee
n/a
no coverage
pay 100%
n/a
n/a
Fire / Lightning
n/a
pay 0%
No deductible
n/a
n/a
Windstorm, hail, or rising water; earthquake
n/a
pay 100%
pay 100%
n/a
n/a
Explosion
n/a
pay 100%
pay 100%
n/a
n/a
Riot or civil disturbance
n/a
pay 100%
pay 100%
n/a
n/a
Falling or forced landing of aircraft or parts of aircraft
n/a
pay 100%
pay 100%
n/a
n/a
Damage while in transport
n/a
pay 100%
pay 100%
n/a
n/a
Falling or flying objects
n/a
pay 100%
pay 100%
n/a
n/a
Missiles (ex. kicked up rocks)
n/a
pay 100%
pay 100%
n/a
n/a
Vandalism
n/a
pay 100%
pay 100%
n/a
n/a
Anything else (except what's not covered)
n/a
pay 100%
pay 100%
n/a
n/a