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Policy Requirements

Question
Collision/Comprehensive/All Perils
Not at fault
Uninsured Automobile
This needs to happen for coverage #1
You first have to try and claim under No Fault insurance
Accident happened inside Ontario
Other automobile is legally liable
This needs to happen for coverage #2
The driver didn't break any Illegal Use driving rules
The driver has to be at least partially not at fault
Neither the owner or driver of the responsible automobile have liability insurance
This needs to happen for coverage #3
n/a
At least one other vehicle has insurance from Ontario's No Fault club
Other automobile in the accident is identified
This needs to happen for coverage #4
n/a
The damage was caused by someone else's operation of an automobile
The uninsured automobile cannot be owned/registered to the named insured or spouse